- Lori Ann Bugliaro P.A., PA,REALTOR ®
- Tropic Shores Realty
- Helping My Clients Make the Right Move!
- Mobile: 352.585.0041
- Fax: 888.519.7102
- Mobile: 352.585.0041
- loribugliaro.realtor@gmail.com
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- 3305 Terra Cotta Drive, Panama City, FL 32408
Active
Property Photos
- MLS#: 787408 ( Residential )
- Street Address: 3305 Terra Cotta Drive
- Viewed: 99
- Price: $2,500,000
- Price sqft: $622
- Waterfront: Yes
- Wateraccess: Yes
- Waterfront Type: Bayfront,Lagoon
- Year Built: 2014
- Bldg sqft: 4022
- Bedrooms: 4
- Total Baths: 5
- Full Baths: 3
- 1/2 Baths: 2
- Garage / Parking Spaces: 3
- Days On Market: 41
- Additional Information
- Geolocation: 30.1497 / -85.7385
- County: BAY
- City: Panama City
- Zipcode: 32408
- Subdivision: Finisterre
- Elementary School: Patronis
- Middle School: Surfside
- High School: Arnold
- Provided by: Keller Williams Success Realty
- DMCA Notice
-
DescriptionBeautifully appointed and maintained WATERFRONT home in gated Finisterre, with views toward the sandy beaches at St. Andrews State Park and the Pass. Deeded boat slip at community dock included with acceptable contract. Home is at the end of a cul de sac lot, creating a private and serene setting. Oversized 3 car garage with additional separate storage. Chef's kitchen offers a 48'' Wolf range top and double ovens, Subzero refrigerator, 2 large sinks, quartzite counters and ''Sonic style'' ice maker. First level Owner's Suite is adjacent to office/exercise/flex room, featuring heated floors in bathroom and a huge, well appointed customizable closet. Upstairs, a second suite could serve as secondary Owner's Suite with large balcony, and sunrise views over the lagoon. A substantial game room & bar separate the additional 2 bedrooms, and all bedrooms have walk in closets. The design accommodates entertaining and stargazing with front and back balconies, and several outdoor patio venues including fireplace, firepit and grilling kitchen areas. Terraced yard has ample grass for pets. Convenient Pool Bath, Generator, and Landscape Irrigation Well. Finisterre has Pickleball Courts and a Community Dock. Original Owners Designed by Michael Hunnicutt and built by John Spillers. Plenty of nice surprises in this thoughtfully designed custom home. Seller is licensed real estate agent. If boat slip conveys, annual HOA fee is increased by $629.39 for slip assessment. *See documents for exclusions list Buyer to verify all measurements **Security cameras on property *** Achosa Home Warranty
Property Location and Similar Properties
All
Similar
Features
Waterfront Description
- Bayfront
- Lagoon
Appliances
- BarFridge
- GasCooktop
- IceMaker
- TanklessWaterHeater
- WineCooler
Association Amenities
- Gated
Home Owners Association Fee
- 0.00
Carport Spaces
- 0.00
Close Date
- 0000-00-00
Cooling
- CentralAir
- CeilingFans
Covered Spaces
- 0.00
Exterior Features
- Barbecue
- BoatSlip
- FirePit
- OutdoorKitchen
Fencing
- Partial
Garage Spaces
- 3.00
Heating
- Central
- Fireplaces
High School
- Arnold
Insurance Expense
- 0.00
Interior Features
- InteriorSteps
Legal Description
- FINISTERRE SUB PH II 69D3 LOT 12 BLK A ORB 3276 P 1296 . ORB 4664 P 1128 BOAT SLIP 2A
Levels
- Two
Living Area
- 0.00
Lot Features
- CulDeSac
- SprinklerSystem
Middle School
- Surfside
Area Major
- 03 - Bay County - Beach
Net Operating Income
- 0.00
Occupant Type
- Occupied
Open Parking Spaces
- 0.00
Other Expense
- 0.00
Parcel Number
- 31424-562-000
Parking Features
- Garage
- GarageDoorOpener
Pet Deposit
- 0.00
Pool Features
- Gunite
- GasHeat
- Private
Property Type
- Residential
Roof
- Clay
School Elementary
- Patronis
Security Deposit
- 0.00
Sewer
- PublicSewer
Style
- Mediterranean
Tax Year
- 2025
The Range
- 0.00
Trash Expense
- 0.00
Utilities
- CableConnected
View
- Bay
- Lagoon
Views
- 99
Year Built
- 2014
Disclaimer: All information provided is deemed to be reliable but not guaranteed.
Listing Data ©2026 Greater Fort Lauderdale REALTORS®
Listings provided courtesy of The Hernando County Association of Realtors MLS.
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The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Display of MLS data is usually deemed reliable but is NOT guaranteed accurate.
Datafeed Last updated on May 7, 2026 @ 12:00 am
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