- Lori Ann Bugliaro P.A., PA,REALTOR ®
- Tropic Shores Realty
- Helping My Clients Make the Right Move!
- Mobile: 352.585.0041
- Fax: 888.519.7102
- Mobile: 352.585.0041
- loribugliaro.realtor@gmail.com
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- 3911 11th Street, Panama City, FL 32404
Active
Property Photos
- MLS#: 789143 ( Residential )
- Street Address: 3911 11th Street
- Viewed: 9
- Price: $499,000
- Price sqft: $62
- Waterfront: No
- Year Built: 1975
- Bldg sqft: 8104
- Bedrooms: 5
- Total Baths: 5
- Full Baths: 4
- 1/2 Baths: 1
- Days On Market: 6
- Additional Information
- Geolocation: 30.1679 / -85.6055
- County: BAY
- City: Panama City
- Zipcode: 32404
- Subdivision: No Named Subdivision
- Elementary School: Cedar Grove
- Middle School: Rutherford Middle
- High School: Rutherford
- Provided by: Anchor Realty Florida
- DMCA Notice
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DescriptionMassive Income Producing Opportunity or Multi Generational Estate in Panama City! Welcome to 3911 E 11th Street, an incredibly rare find offering nearly 8,000 square feet of living space with unmatched flexibility and income potential! This unique property currently features two separate living areas (apartments), plus an additional flex space (currently used as a dog grooming business) and a large indoor workshop area, making it ideal for investors, entrepreneurs, or multi generational living. With its layout and previous use, this property also has the potential to accommodate up to four separate units, offering even greater income producing possibilities. One of the most impressive features of this home is the solar panel system that conveys with the sale, dramatically reducing operating costs. The current owner reports electric bills for heating and cooling the entire home at around just $40/month, providing exceptional long term savings especially for a property of this size. Adding even more value, this property was previously zoned for commercial/residential use and may have the potential to be reverted back (buyer to verify with local authorities). This opens the door to a wide range of possibilities, including operating a business on site while maintaining 2 4 separate living areas, creating a true live/work income producing setup. The roof was replaced in 2019 and upgraded to meet newer code requirements, featuring High Temp Fire & Ice underlayment. With its expansive layout, multiple living quarters, versatile flex space, dedicated workshop area, and energy efficient features, this property is perfect for investors, entrepreneurs, or anyone needing space and flexibility. Conveniently located near shopping, dining, schools, Tyndall Air Force Base, and the beautiful Gulf Coast beaches, this property combines opportunity with location. Opportunities like this don't come around often, schedule your private showing today and explore the possibilities!
Property Location and Similar Properties
All
Similar
Features
Accessibility Features
- CustomizedWheelchairAccessible
Home Owners Association Fee
- 0.00
Carport Spaces
- 0.00
Close Date
- 0000-00-00
Cooling
- CentralAir
- Ductless
- VariesByUnit
- WindowUnits
Covered Spaces
- 2.00
Fencing
- Fenced
Garage Spaces
- 0.00
Heating
- Central
- Ductless
- Electric
High School
- Rutherford
Insurance Expense
- 0.00
Legal Description
- 1 4S 14W -104.14- 118A2 BEG 2686.67' N & 649' E OF SW COR TH N 150' E 196' S 150' W 196' TO POB ORB 4030 P 1913
Levels
- One
Living Area
- 0.00
Lot Features
- Paved
Middle School
- Rutherford Middle
Area Major
- 02 - Bay County - Central
Net Operating Income
- 0.00
Occupant Type
- Occupied
Open Parking Spaces
- 0.00
Other Expense
- 0.00
Parcel Number
- 15029-062-000
Parking Features
- AdditionalParking
Pet Deposit
- 0.00
Property Type
- Residential
Road Frontage Type
- CityStreet
School Elementary
- Cedar Grove
Security Deposit
- 0.00
Sewer
- PublicSewer
Style
- Other
Tax Year
- 2025
The Range
- 0.00
Trash Expense
- 0.00
Utilities
- ElectricityAvailable
- PhoneConnected
Year Built
- 1975
Disclaimer: All information provided is deemed to be reliable but not guaranteed.
Listing Data ©2026 Greater Fort Lauderdale REALTORS®
Listings provided courtesy of The Hernando County Association of Realtors MLS.
Listing Data ©2026 REALTOR® Association of Citrus County
Listing Data ©2026 Royal Palm Coast Realtor® Association
The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.Display of MLS data is usually deemed reliable but is NOT guaranteed accurate.
Datafeed Last updated on May 7, 2026 @ 12:00 am
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