This 4 bedroom, 3 bath, 3 car garage home comes with a REDUCED RATE as low as 4.99% (APR 5.47%) as of 01/23/2026 through List & Lock. This is a seller paid rate buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information. This is a seller paid rate buydown that reduces the buyer's interest rate and monthly payment. (Terms apply, see disclosures for more information.) This home also comes with PAID OFF SOLAR PANELS AT CLOSING SAVING YOU THOUSANDS on energy and financing. That's the unique advantage of 3065 Rachel Place. Beyond savings, this home offers one of DR Horton's most sought after layoutsthe DESTIN floor plan (floor plan in photo section). With over 2,300 sq. ft., every bedroom has its own sense of separation while still opening into a bright, spacious living area made for connection. The kitchen is the true gathering spot: granite counters, stainless steel appliances, a stylish backsplash, and a coffee bar in the pantry add both function and personality. The primary suite is a retreat of its own, with tray ceilings, a spa like bathroom (walk in shower & separate tub), and a generous walk in closet. And unlike many homes in the community, this property comes with a 3 CAR GARAGEan uncommon find that adds both storage and value. Outside, the fenced backyard and covered patio create the perfect setting for weekend barbecues or quiet evenings. Located in Hodges Bayou Plantation, you're only minutes from waterfront parks (Lynn Haven Bayou & Preserve), kayak launches, and Lynn Haven's local charmwith quick access to Hwy 77, Hwy 231, the airport, Tyndall AFB, and Panama City's famous beaches. This is more than a home. It's a smart investment, a comfortable retreat, and a lifestyle upgradeall in one.