One or more photo(s) has been virtually staged. VA Assumable Option. LOCATION! Exclusive 12 home community, this beautiful residence is tucked away on a quiet cul de sac near the river in Flood Zone X, with no building opportunities across the street, offering rare, long term privacy. TURNKEY two story 4 Bedroom/3.5 bathrooms. Enjoy quick access to I 295 and I 95 and close proximity to the Jacksonville Zoo and Gardens, River City Marketplace, the new VA Hospital, as well as shopping, schools, beaches, and nearby military bases. An inviting front porch and mature landscaping welcome you into a bright, open floor plan featuring tall ceilings and hardwood look LVP flooring throughout the first floor. Large windows fill the home with natural light, creating a warm and welcoming atmosphere. The kitchen is thoughtfully designed with granite countertops throughout the home, espresso cabinetry with crown molding, stainless steel appliances, a pantry closet, and a breakfast bar accented by pendant lighting perfect for everyday living and entertaining. The primary suite offers a private retreat with a dual sink vanity, oversized shower with floor to ceiling tile, and a massive walk in closet. Outside, enjoy a covered patio overlooking a fully fenced backyard surrounded by mature trees, ideal for relaxing or hosting gatherings. Use of Preferred Lender credit up to $1% with accepted offer. VA ASSUMABLE option for qualified VA buyers. The location further elevates the appeal of this home, offering a lifestyle that blends privacy, convenience, and connection to Jacksonville's best amenities. Situated near the St. Johns River, residents enjoy easy access to boating, fishing, and scenic waterfront views, while nature lovers will appreciate proximity to the iconic Jacksonville Zoo and Gardens, one of North Florida's most beloved attractions. Everyday convenience is just minutes away at River City Marketplace, featuring major retailers, dining, and entertainment options, along with quick access to Jacksonville International Airport. The home is also ideally positioned for military, with close proximity to Naval Air Station Jacksonville, Naval Station Mayport, and other key installations throughout the area. With nearby schools, shopping, beaches within reach, and effortless access to I 295 and I 95, this location offers a rare balance of peaceful residential living and citywide accessibilitymaking it an ideal place to call home.